Charles Holive

Charles Holive is Chief AI Officer at BNP Paribas Corporate & Institutional Banking, where he leads BNP Paribas CIB’s global AI strategy — embedding AI as a sustainable engine of value creation, operational excellence, and competitive advantage. He is a member of the CIB Business Forum, reporting to Olivier Osty, Deputy COO of BNP Paribas and CEO of CIB.

Charles brings over two decades of leadership in data, analytics, and AI. As SVP, AI Solutions & Platforms at PepsiCo (2024–2026), he led PepsiCo’s enterprise agentic and GenAI strategy, solutions and platforms ($92B company, 200+ countries). He built the agentic AI “Brains” platform, with a nine-figure EBITDA pipeline and thousands of FTE-equivalent hours returned, and forged strategic partnerships with Microsoft, AWS, Google Cloud, NVIDIA, ServiceNow, Salesforce, SAP, OpenAI, and Anthropic. Earlier, as Managing Director and Global Head of Applied AI/ML, GenAI & Digital Tools Services at JP Morgan Corporate & Investment Bank (2021–2024), he led 250+ data scientists, engineers and product leaders and delivered a 7× increase in impact, to $150M+ EBIT uplift plus $60M+ annualized cost savings.

Before that, Charles was Chief Monetization Strategist & MD at Sisense (2018–2021). He spent 2003–2018 at GE Healthcare, ending as GM & VP, Analytics & AI, where he created the “Applied Intelligence” brand. He is also Founder & CEO of stealth ventures in AI multi-agent systems and music/tech. He holds a Diplôme d’Ingénieur (Master’s in Engineering & Business) from École Centrale de Lille.

Charles writes and speaks regularly on agentic AI, responsible adoption, and what it takes to move enterprise AI from experimentation to industrial-scale execution.

Perspective

Charles advocates for AI as a sustainable engine of value creation, fully embedded in the operating model rather than confined to labs and POCs. He argues the 2026 inflection point for institutional AI is the shift from experimentation to industrialized, P&L-impacting agentic systems with rigorous governance and model risk management.

Recognition

Named to Constellation Research’s 2026–2027 AI150 — top 150 global executives shaping the future of AI. Inducted September 24, 2026 at the Harvard Club, NYC.

At GE Healthcare: GE Healthcare CIO Award; CEO IT Award (2×); CEO Award.

Areas of expertise

Enterprise AI strategyAgentic AIGenerative AIAI in financial services & regulated industriesAI governance, model risk & responsible adoptionAI operating models for global banksData monetizationHyperscaler & frontier-model partnerships

Beyond work

Songwriter and music producer; collaborates creatively with his wife, recording artist Virginie Marine.